Terms & Conditions
Legal Disclaimer and Guidance
Last updated 10/15/2025
INTRODUCTION
The information provided by The Banks Foundation, Inc. (“we,” “us” or “our”) on National Day of Love (the “Site”) is for general informational purposes only. All information on the Site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.
Under no circumstances shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site are solely at your own risk.
EXTERNAL LINKS DISCLAIMER
The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us.
We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.
PROFESSIONAL DISCLAIMER
The Site cannot and does not contain [medical/legal/fitness/health/other] advice. Any information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of [medical/legal/fitness/health/other] advice. The use or reliance on any information contained on this site is solely at your own risk.
AFFILIATES DISCLAIMER FOR WEBSITE
The Site may contain links to affiliate websites; however, we do not receive an affiliate commission for any purchases made by you on the affiliate website using such links.
We are not a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn advertising fees by linking to Amazon.com and affiliated websites.
RELIGIOUS DISCLAIMER:
The Site is a Christian Site. We share Christian materials that align with our faith in Christ. By using our resources for yourself or others, you agree that you are allowed to view Christian-based materials and you are allowed to share them with those whom you have chosen. We do not accept any risk or liability for those who view our materials at locations where Christian materials are prohibited or where parents have asked their children to be excused from such activities.
TESTIMONIALS DISCLAIMER FOR WEBSITE:
The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. Your individual results may vary.
The testimonials on the Site are submitted in various forms, such as text, audio, and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity, where the full testimonial contained extraneous information not relevant to the general public.
The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions. Users are not paid or otherwise compensated for their testimonials. The testimonials on the Site are not intended, nor should they be construed, as claims that our products and/or services can be used to diagnose, treat, mitigate, cure, prevent, or otherwise be used for any disease or medical condition. No testimonials have been clinically proven or evaluated.
VOLUNTEER DISCLAIMER:
We have volunteers who conduct activities and perform work at our location or partner locations. As a volunteer, you agree to release and hold harmless all partners and their successors from any and all claims, costs, suits, actions, judgments, or expenses upon any damage, loss, or injury to me or to my property which may arise from this volunteer event. You acknowledge that you are fully aware of any and all risks posed by these volunteer activities and that you have no medical condition that prevents you from engaging in them. You also give permission to be photographed by project partners or the media for use in printed materials, on the internet, or through other media outlets. By agreeing to volunteer, you acknowledge that you have read and understand this volunteer agreement.
Terms & Conditions
General Terms and Conditions:
This website is owned and operated by The Banks Foundation, Inc. These Terms set forth the terms and conditions under which you may use our website and services as offered by us. This website offers visitors information about our programs and services. By accessing or using the website of our service, you approve that you have read, understood, and agree to be bound by these Terms.
In order to use our website and/or receive our services, you must be at least 18 years of age, or of the legal age of majority in your jurisdiction, and possess the legal authority, right and freedom to enter into these Terms as a binding agreement. However, some external resources provided through links in our website are appropriate for younger audiences who should be supervised by an adult at the adult's discretion. These extraneous resources are used to teach about love. You are not allowed to use this website and/or receive services if doing so is prohibited in your country or under any law or regulation applicable to you.
Our resources are Christian based. By using our resources for yourself or others you agree that you are allowed to view Christian based materials and you are allowed to share them to those whom you have chosen. We do not accept any risk or liability for those who view our materials at locations where Christian materials are prohibited or where parents have asked their children to be excused from such activities.
When buying an item, you agree that: (i) you are responsible for reading the full item listing before making a commitment to buy it: (ii) you enter into a legally binding contract to purchase an item when you commit to buy an item and you complete the check-out payment process.
The prices we charge for using our services / for our products are listed on the website. We reserve the right to change our prices for products displayed at any time, and to correct pricing errors that may inadvertently occur. Additional information about pricing and sales tax is available on the payments page.
“The fee for the services and any other charges you may incur in connection with your use of the service, such as taxes and possible transaction fees, will be charged on a monthly basis to your payment method for any subscription-based programming or based on the fee schedule that you have agreed to in your order. We are not responsible for any errors in your purchase selection.
Return and refund policy:
All services or subscription-based models are non-refundable. Please make any purchases carefully. We do not accept the risk for any purchases that you make inadvertently.
Retention of right to change offering:
We may, without prior notice, change the services; stop providing the services or any features of the services we offer; or create limits for the services. We may permanently or temporarily terminate or suspend access to the services without notice and liability for any reason, or for no reason.
Ownership of intellectual property, copyrights and logos:
The Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music and all Intellectual Property Rights related thereto, are the exclusive property of The Banks Foundation, Inc. Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works thereof.
Right to suspend or cancel user account:
We may permanently or temporarily terminate or suspend your access to the service without notice and liability for any reason, including if in our sole determination you violate any provision of these Terms or any applicable law or regulations. You may discontinue use and request to cancel your account and/or any services at any time. Notwithstanding anything to the contrary in the foregoing, with respect to automatically-renewed subscriptions to paid services, such subscriptions will be discontinued only upon the expiration of the respective period for which you have already made payment
Indemnification:
You agree to indemnify and hold [website owner] harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against them by any third party due to, or arising out of, or in connection with your use of the website or any of the services offered on the website.
Limitation of liability:
To the maximum extent permitted by applicable law, in no event shall [website owner], be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the service.
To the maximum extent permitted by applicable law, [website owner] assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our service; and (iii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein.
Right to change and modify Terms:
You agree to receive from time-to-time promotional messages and materials from us, by mail, email or any other contact form you may provide us with (including your phone number for calls or text messages). If you don't want to receive such promotional materials or notices – please just notify us at any time.
Preference of law and dispute resolution:
These Terms, the rights and remedies provided hereunder, and any and all claims and disputes related hereto and/or to the services, shall be governed by, construed under and enforced in all respects solely and exclusively in accordance with the internal substantive laws of [United States / Illinois], without respect to its conflict of laws principles. Any and all such claims and disputes shall be brought in, and you hereby consent to them being decided exclusively by a court of competent jurisdiction located in [Naperville]. The application of the United Nations Convention of Contracts for the International Sale of Goods is hereby expressly excluded.
Site Communities:
Periodically the Site may allow users to join communities for the purposes of sharing and learning information. All users that join a community must have a public profile that is publicly visible to Site visitors, and your public activity (such as your posts or comments) will be visible to other visitors of the website.
A Site user can always opt-out and exit the community, and upon doing so, such user’s profile will not be publicly visible. Naturally, in such event the user will not be able to use the community features (e.g. liking, commenting or writing posts).
Contact Information:
Mailing Address
924 W. 75th Street
Naperville, IL 60564
Email: admin@nationaldayoflove.org
The Banks Foundation, Inc.